:root{
 --orange:#F97316; --orange-d:#EA580C; --blue:#1E3A8A; --blue-d:#172554;
 --cream:#FFF7ED; --paper:#ffffff; --ink:#1F2937; --mut:#6B7280; --line:#F3E4D4;
 --r:18px; --sh:0 6px 24px rgba(30,58,138,.08);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--paper);line-height:1.6;font-size:16px}
.wrap{max-width:1080px;margin:0 auto;padding:0 18px}
.narrow{max-width:820px}
h1{font-size:clamp(28px,4.5vw,42px);line-height:1.15;color:var(--blue-d);letter-spacing:-.5px}
h2{font-size:clamp(21px,3vw,28px);color:var(--blue);margin:38px 0 16px;letter-spacing:-.3px}
h3{font-size:17px;color:var(--blue-d)}
p{margin:0 0 12px}
a{color:var(--orange-d)}
main{display:block}
.card{background:var(--paper);border-radius:var(--r);box-shadow:var(--sh);border:1px solid var(--line)}
.center{text-align:center;margin:26px 0}
.sec-sub{color:var(--mut);max-width:640px}
.pill{display:inline-block;background:var(--cream);color:var(--orange-d);font-weight:700;font-size:12px;padding:3px 10px;border-radius:999px}
.link-arrow{font-weight:600}

/* header */
.hdr{background:var(--blue-d);position:sticky;top:0;z-index:50;box-shadow:0 2px 12px rgba(0,0,0,.25)}
.hdr-in{display:flex;align-items:center;gap:18px;min-height:62px;flex-wrap:wrap;padding-top:8px;padding-bottom:8px}
.logo{display:flex;align-items:center;gap:8px;text-decoration:none;color:#fff;font-weight:800;font-size:20px;letter-spacing:.2px}
.nav{display:flex;gap:16px;align-items:center;margin-left:auto}
.nav>a,.nav summary{color:#DBE4FF;text-decoration:none;font-weight:600;font-size:14.5px;cursor:pointer;list-style:none}
.nav>a:hover,.nav summary:hover{color:#fff}
.nav-dd{position:relative}
.nav-dd summary::-webkit-details-marker{display:none}
.nav-dd-grid{position:absolute;left:-60px;top:calc(100% + 10px);background:#fff;border-radius:14px;box-shadow:0 12px 40px rgba(0,0,0,.22);padding:14px;display:grid;grid-template-columns:repeat(3,220px);gap:2px;width:max-content;z-index:60}
.nav-dd-grid a{color:var(--blue-d);text-decoration:none;font-size:13.5px;padding:7px 9px;border-radius:8px}
.nav-dd-grid a:hover{background:var(--cream);color:var(--orange-d)}

/* chat CTA */
.cta{background:var(--orange);color:#fff;border:none;border-radius:999px;padding:12px 22px;font-size:15px;font-weight:800;cursor:pointer;box-shadow:0 4px 14px rgba(249,115,22,.4);position:relative;transition:transform .12s,background .12s}
.cta:hover{background:var(--orange-d);transform:translateY(-1px)}
.cta.big{padding:15px 30px;font-size:16.5px}
.cta-chat::after{content:"";position:absolute;left:22px;bottom:-7px;border:8px solid transparent;border-top-color:var(--orange);border-left-color:var(--orange)}
.cta-chat:hover::after{border-top-color:var(--orange-d);border-left-color:var(--orange-d)}

/* hero */
.hero{background:linear-gradient(135deg,var(--blue-d) 0%,var(--blue) 68%,#2B4BC0 100%);color:#fff;padding:52px 0 60px}
.hero-in{display:grid;grid-template-columns:1.2fr .9fr;gap:34px;align-items:center}
.hero h1{color:#fff}
.hero-sub{color:#D6E0FF;font-size:17.5px;margin:14px 0 18px}
.hero-chips{list-style:none;display:flex;flex-wrap:wrap;gap:8px}
.hero-chips li{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.25);color:#fff;font-size:13px;padding:6px 12px;border-radius:999px}
.hero-form{padding:26px}
.hero-form .pf-label{color:var(--blue-d);font-weight:700}

/* phone form */
.pf-label{display:block;font-weight:700;margin-bottom:10px;color:var(--ink)}
.pf-row{display:flex;gap:10px;flex-wrap:wrap}
.pf-tel{flex:1;min-width:190px;border:2px solid var(--line);border-radius:999px;padding:12px 18px;font-size:16px;outline:none}
.pf-tel:focus{border-color:var(--orange)}
.pf-note{font-size:12.5px;color:var(--mut);margin:10px 0 0}
.pf-ok{color:#15803D;font-weight:700;margin-top:10px}
.pf-err{color:#B91C1C;font-weight:600;margin-top:10px}

/* calculator */
.calc{padding:28px;margin:34px 0}
.calc-grid{display:grid;grid-template-columns:1fr 1fr .95fr;gap:26px;margin-top:18px}
.calc-ctl label{font-weight:700;display:flex;justify-content:space-between;gap:10px;color:var(--blue-d)}
.calc-ctl output{color:var(--orange-d);font-weight:800}
input[type=range]{width:100%;margin:14px 0 4px;accent-color:var(--orange);height:6px}
.calc-range{display:flex;justify-content:space-between;font-size:12px;color:var(--mut)}
.calc-res{background:var(--cream);border-radius:14px;padding:18px;display:flex;flex-direction:column;gap:9px;justify-content:center}
.calc-row{display:flex;justify-content:space-between;font-size:14.5px}
.calc-row b{color:var(--blue-d)}
.calc-total{border-top:2px dashed var(--line);padding-top:9px;font-size:16px}
.calc-total b{color:var(--orange-d);font-size:20px}
.calc-note{font-size:12.5px;color:var(--mut);margin-top:16px}

/* grids & cards */
.steps-grid{display:grid;gap:16px}
.s3{grid-template-columns:repeat(3,1fr)}
.s4{grid-template-columns:repeat(4,1fr)}
.step{padding:22px}
.step-num{width:42px;height:42px;border-radius:50%;background:var(--orange);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center;font-size:16px;margin-bottom:12px}
.step h3{margin-bottom:6px}
.req-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.req-item{padding:18px;display:flex;gap:10px;align-items:center;font-weight:600;font-size:14.5px}
.req-item span{font-size:24px}
.adv-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.adv-item{padding:20px}
.adv-item h3{margin-bottom:5px}

/* rails */
.rails{margin:40px 0}
.rail-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:14px}
.rail{padding:24px;text-align:center}
.rail-ico{font-size:34px;margin-bottom:8px}

/* char table */
.char-tbl{width:100%;border-collapse:collapse;border-radius:14px;overflow:hidden;box-shadow:var(--sh)}
.char-tbl th,.char-tbl td{padding:12px 16px;text-align:left;font-size:14.5px;border-bottom:1px solid var(--line)}
.char-tbl th{width:34%;color:var(--blue);background:var(--cream);font-weight:700}
.char-tbl tr:last-child th,.char-tbl tr:last-child td{border-bottom:none}

/* warn */
.warn{background:var(--blue-d);color:#fff;border-radius:var(--r);padding:30px;margin:40px 0}
.warn h2{color:#fff;margin-top:0}
.warn-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin:16px 0}
.warn-item{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.18);border-radius:14px;padding:18px;box-shadow:none}
.warn-item h3{color:#FDBA74;margin-bottom:5px}
.warn-item p{color:#E6ECFF;font-size:14.5px;margin:0}
.warn a{color:#FDBA74}

/* intent grid (home) */
.ic-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.ic{display:flex;align-items:center;gap:9px;padding:13px 15px;text-decoration:none;color:var(--blue-d);font-size:14px;transition:transform .1s}
.ic:hover{transform:translateY(-2px);border-color:var(--orange)}
.ic-ico{font-size:20px}

/* intent page */
.intro{font-size:17.5px;color:#374151;margin:14px 0 18px}
.ctx-links{background:var(--cream);border-radius:12px;padding:12px 16px;font-size:14.5px;margin-bottom:20px}
.legal-box{background:#FFFBEB;border:1px solid #FDE68A;border-radius:14px;padding:20px;margin:26px 0;font-size:14.5px}
.legal-box strong{color:#92400E}
.legal-box ul{margin:10px 0 0 18px}
.legal-box li{margin-bottom:7px}
.closing{font-weight:600;color:var(--blue-d);margin-top:22px}

/* related */
.rel-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.rel{display:flex;flex-direction:column;gap:6px;padding:16px;text-decoration:none;color:var(--blue-d);font-weight:700;font-size:14px}
.rel:hover{border-color:var(--orange)}
.rel-ico{font-size:22px}

/* faq */
.faq-list{border:1px solid var(--line);border-radius:14px;overflow:hidden}
.faq-item{border-bottom:1px solid var(--line)}
.faq-item:last-child{border-bottom:none}
.faq-q{width:100%;text-align:left;background:#fff;border:none;padding:16px 18px;font-size:15.5px;font-weight:700;color:var(--blue-d);cursor:pointer;display:flex;justify-content:space-between;gap:12px}
.faq-q .faq-arrow{transition:transform .2s;color:var(--orange)}
.faq-item.open .faq-arrow{transform:rotate(180deg)}
.faq-a{display:none;padding:0 18px 16px;color:#374151;font-size:14.5px}
.faq-item.open .faq-a{display:block}

/* partners */
.partner-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.partner{padding:22px}
.partner-ico{font-size:26px;margin-bottom:8px}
.partner p{font-size:14.5px;color:var(--mut);margin:8px 0 10px}
.partner-link{display:inline-block;margin-top:4px;font-weight:700;color:var(--orange);text-decoration:none}
.partner-link:hover{text-decoration:underline}
.pf-offers{margin-top:14px;display:grid;gap:10px}
.pf-offers-t{font-weight:700;color:var(--blue);margin:0 0 2px}
.offer{padding:14px 16px;border-left:4px solid var(--orange)}
.offer h4{margin:0 0 4px;color:var(--blue)}
.offer p{margin:0 0 6px;font-size:13.5px;color:var(--mut)}
.offer a{font-weight:700;color:var(--orange);text-decoration:none}
.offer a:hover{text-decoration:underline}

/* modal */
.modal{position:fixed;inset:0;background:rgba(23,37,84,.6);display:flex;align-items:center;justify-content:center;z-index:100;padding:18px}
.modal-card{max-width:440px;width:100%;padding:28px;position:relative}
.modal-card h3{color:var(--blue-d);font-size:20px;margin-bottom:6px}
.modal-x{position:absolute;top:10px;right:14px;background:none;border:none;font-size:26px;color:var(--mut);cursor:pointer}

/* footer */
.ftr{background:var(--blue-d);color:#C9D4F5;margin-top:56px;padding:40px 0 24px;font-size:14px}
.f-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr 1fr 1fr;gap:22px}
.f-col h4{color:#fff;margin-bottom:10px;font-size:13.5px;text-transform:uppercase;letter-spacing:.6px}
.f-col a{display:block;color:#C9D4F5;text-decoration:none;margin-bottom:6px}
.f-col a:hover{color:#fff}
.f-about p{margin-top:10px;font-size:13.5px}
.f-disc{margin-top:26px;font-size:12px;color:#8FA3D9;border-top:1px solid rgba(255,255,255,.15);padding-top:16px}
.f-copy{font-size:12px;color:#8FA3D9;margin-top:8px}

/* content-seo (writer-skill blocks) */
.content-seo{margin:30px 0}
.content-seo h2{margin-top:26px}
.content-seo table{width:100%;border-collapse:collapse;margin:14px 0;border-radius:12px;overflow:hidden;box-shadow:var(--sh)}
.content-seo th,.content-seo td{padding:10px 14px;border-bottom:1px solid var(--line);font-size:14.5px;text-align:left}
.content-seo th{background:var(--cream);color:var(--blue)}
.content-seo ul,.content-seo ol{margin:10px 0 14px 22px}
.content-seo img{max-width:100%;border-radius:14px;margin:10px 0}

@media(max-width:900px){
 .hero-in,.calc-grid{grid-template-columns:1fr}
 .s3,.s4,.rail-grid,.adv-grid,.warn-grid,.partner-grid{grid-template-columns:1fr 1fr}
 .ic-grid,.rel-grid,.req-grid{grid-template-columns:1fr 1fr}
 .f-grid{grid-template-columns:1fr 1fr}
 .nav{order:3;width:100%;justify-content:flex-start;flex-wrap:wrap;gap:12px;padding-bottom:6px}
 .nav-dd-grid{grid-template-columns:1fr 1fr;left:auto;right:-10px}
}
@media(max-width:560px){
 .s3,.s4,.rail-grid,.adv-grid,.warn-grid,.partner-grid,.ic-grid,.rel-grid,.req-grid{grid-template-columns:1fr}
 .hdr-in{gap:10px}
 .cta{width:100%;text-align:center}
 .pf-row{flex-direction:column}
}